Accounting · Taxation · GST · Insurance · Mutual Funds

Your accounts, taxes and investments — handled properly

Ashish Jain & Associates works with individuals, professionals and small businesses across accounting, taxation, GST compliance, insurance and mutual funds.

Leadership

Director's Message

At Ashish Jain & Associates, our aim is simple — to make tax, finance, and investment matters clear, organised, and stress-free. We believe in timely work, transparent guidance, and long-term relationships built on trust. From keeping your accounts and GST records in order to guiding you through tax filings, insurance, and mutual fund decisions, we provide practical support with personal attention. You work directly with us, with one point of contact who understands your needs and stays with you year after year. Our commitment is simple: clear advice, timely service, and dependable support

Director's Message
About Us

About Us

Welcome to Ashish Jain and Associates, Nagpur’s premier tax, finance, and investment consultancy firm. Built on the core pillars of integrity, strategic foresight, and unwavering client dedication, we provide comprehensive 360-degree financial solutions tailored for individuals, business owners, corporates, and High-Net-Worth Individuals (HNIs). ​Over the years, our firm has established a formidable reputation as a trusted brand in taxation, financial engineering, wealth management, and risk protection.

What We Do

Our Services

Everything from day-to-day bookkeeping through to tax filing and investment planning, under one roof.

Accounting

Accounting

Monthly or annual

Bookkeeping, ledgers, reconciliations and year-end statements for individuals and small businesses.

Taxation

Taxation

Individuals & businesses

Income tax planning and return filing, TDS matters, and help responding to departmental notices.

G.S.T.

G.S.T.

Registration & returns

GST registration, monthly and annual returns, input credit reconciliation and compliance support.

Insurance

Insurance

Life & general

Life and general insurance — we walk through what a policy covers, what it excludes and what it costs.

Mutual Funds

Mutual Funds

SIP & lump sum

Help choosing and reviewing mutual fund investments, with the costs and risks explained plainly.

Investment Review

Investment Review

By appointment

A periodic look at what you already hold, whether it still suits you, and what it is costing you.

Who You'll Deal With

Your consultant

Ashish Jain

Ashish Jain

Tax, Finance & Investment Consultant

Handles accounting, taxation and GST work, and advises on insurance and mutual fund investments. Reachable directly on phone or WhatsApp during office hours.

Booking

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Gallery

A look inside

Our Achievements

Award Gallery

Getting Started

Common questions

What services does your firm specialize in?

We provide 360-degree financial solutions, including: Tax Planning & Compliance: Income Tax Return (ITR) filing, GST compliance, tax audit support, and notice resolution. Investment & Wealth Advisory: Customized portfolio management, mutual funds, equity planning, and retirement strategies. Corporate & Business Consulting: Company incorporation, accounting, bookkeeping, and statutory audits. NRI & Cross-Border Advisory: Double Taxation Avoidance Agreements (DTAA), residential status determination, and repatriation guidance (Form 15CA/15CB).

How do I schedule an initial consultation?

You can book a session by reaching out through our website, phone, or email. We offer both in-person consultations at our office and online video consultations for client convenience.

What documents do I need to prepare before our first meeting?

Depending on your requirements, having the following documents ready helps streamline the process: For Individuals: PAN card, Aadhaar card, Form 16, bank statements, and proof of tax-saving investments. For Businesses: Financial statements (Profit & Loss / Balance Sheet), GST filing history, bank statements, and registration certificates.

Why should I hire a professional tax consultant instead of filing returns myself?

A professional tax consultant does more than just file forms: Maximizes Tax Savings: Identifies all legal deductions, exemptions, and allowances tailored to your profile. Ensures Full Compliance: Prevents errors or omissions that could trigger tax notices or scrutiny. Saves Time & Effort: Handles complex calculations and keeps up with evolving tax legislation and amendments.

Can your firm assist if I receive an Income Tax or GST notice?

Yes. We offer specialized notice-resolution and representation services. Our experts evaluate the demand or query, prepare formal written responses, and represent you before tax authorities to resolve the assessment smoothly.

How can my business ensure seamless GST compliance?

We manage the complete GST lifecycle for your business: Monthly and quarterly filing of GSTR-1 and GSTR-3B returns. Reconciliation of Input Tax Credit (ITC) against GSTR-2B. E-way bill generation and annual GST audit reporting.

How do you determine the right investment strategy for me?

We follow a structured financial profiling process: Goal Identification: Defining short-term (buying a home, emergency funds) and long-term goals (retirement, child education). Risk Assessment: Evaluating your investment capacity, age, income stability, and risk appetite. Asset Allocation: Designing a balanced portfolio across equities, fixed income, gold, mutual funds, and real estate.

How often will my investment portfolio be reviewed?

We conduct periodic portfolio reviews (typically bi-annually or annually) to ensure your investments stay aligned with changing market conditions and your evolving life goals.

What business structure should I choose when starting a new venture?

The choice depends on factors like capital requirement, liability, ownership structure, and tax implications: Proprietorship / Partnership: Best for small, low-risk local operations. Limited Liability Partnership (LLP): Ideal for professional services needing limited liability protection. Private Limited Company (Pvt Ltd): Best suited for startups seeking external funding, scalability, and corporate credibility.

When does my business require a mandatory Tax Audit?

Under Section 44AB of the Income Tax Act, a tax audit by a Chartered Accountant is required if: Business turnover exceeds the prescribed statutory threshold for the financial year. Professional gross receipts exceed the statutory threshold for professionals. (Note: Presumptive taxation schemes under Section 44AD/44ADA offer higher exemption limits for eligible businesses and professionals.)

How do you help NRIs avoid double taxation on income earned in India?

We utilize provisions under the Double Taxation Avoidance Agreement (DTAA) signed between India and your country of residence. This ensures you receive tax credits or exemptions so you do not pay tax twice on the same income.

How can NRIs repatriate funds back to their foreign bank accounts?

Repatriation of income (such as sale proceeds of property, dividends, or interest) requires statutory tax clearances. We assist in computing applicable Capital Gains Tax, deducting appropriate withholding tax, and issuing necessary certificates like Form 15CA and Form 15CB required by banks.

What types of investment vehicles and products do you recommend?

We tailor our investment recommendations based on your risk profile, financial goals, and time horizon. Our core product offerings include: Mutual Funds: Equity, debt, hybrid, and solution-oriented funds via Systematic Investment Plans (SIPs) or lumpsum investments. Fixed-Income & Debt Instruments: Government securities, corporate bonds, tax-free bonds, and fixed deposits. Retirement & Pension Planning: National Pension System (NPS), annuities, and dedicated long-term wealth accumulation plans. Direct Equity Advisory: Curated equity portfolios for high-net-worth clients seeking long-term capital appreciation.

How do you manage market volatility and protect my investments?

We implement structured risk-mitigation strategies: Asset Allocation: Diversifying across asset classes (equity, debt, gold, real estate) so that losses in one sector can be cushioned by gains in another. Dollar-Cost Averaging: Promoting disciplined investing through SIPs to reduce the impact of market timing. Periodic Rebalancing: Adjusting portfolio weights regularly to align with your changing risk appetite and life milestones.

Why is insurance an essential component of financial planning?

Insurance acts as a financial safety net. While investments help you grow your wealth, insurance ensures that unforeseen life events—such as medical emergencies, critical illnesses, or the untimely demise of a primary earner—do not derail your family's long-term financial goals or force you to liquidate your assets prematurely.

What types of insurance policies should individuals and businesses hold?

We assess your exposure to risk and recommend a balanced coverage portfolio: For Individuals: Comprehensive Term Life Insurance (to replace income security) and adequate Health Insurance / Mediclaim (including critical illness riders for hospital expense protection). For Businesses: Keyman Insurance (protecting a business against the financial loss caused by the death or incapacity of a key executive or founder) and general liability or asset protection covers.

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Blog

Expert Insights & Resources

Stay informed with expert advice on taxation, corporate finance, investments, and insurance protection.

Old Tax Regime vs. New Tax Regime: How to Choose the Right Option for Your Income Bracket

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Practical audit routines to maintain 100% GST compliance and protect your business from statutory notices and vendor ITC rejections.

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This week

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Using strategic insurance solutions to safeguard business continuity, credit standing, and shareholder value.

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This week

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Preserving your hard-earned legacy and ensuring your wealth reaches the right hands without legal hurdles or family disputes.

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Hedging commercial risk to insulate your balance sheet against catastrophic physical or legal losses.

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A short review on Google genuinely helps other people find us — and tells us we are getting it right.

Office Timings

When we're open

  • Monday10:30 AM – 07:30 PM
  • Tuesday10:30 AM – 07:30 PM
  • Wednesday · Today10:30 AM – 07:30 PM
  • Thursday10:30 AM – 07:30 PM
  • Friday10:30 AM – 07:30 PM
  • Saturday10:30 AM – 07:30 PM
  • SundayClosed

Closed on Sundays. Outside these hours, send a WhatsApp message and we will get back to you on the next working day.

Testimonials

What Our Clients Say

Trusted by individuals, families, and businesses across Nagpur and beyond.

★★★★★
“I was completely lost navigating the old vs new tax regime. Ashish Jain & Associates simplified everything with clear numbers. I saved ₹47,000 in taxes this year by choosing the right option. Absolute clarity and professionalism!”

Rajesh Sharma

Salaried Professional, Nagpur

★★★★★
“I refer my clients who need comprehensive financial planning to Ashish Jain sir. His depth of knowledge in corporate finance and tax structuring is outstanding. My clients always come back satisfied.”

Priya Mehta

Chartered Accountant, Mumbai

★★★★★
“From GST registration to monthly filings, they handle everything for my manufacturing business. I no longer worry about compliance deadlines or notice responses. Truly a peace of mind partnership.”

Amit Deshmukh

Small Business Owner, Nagpur

★★★★★
“I had no idea where to invest my savings. They created a simple portfolio combining fixed deposits, mutual funds and gold bonds. I now earn consistent returns without any stress. Highly recommend their wealth management services.”

Sunita Agrawal

Homemaker & Investor

★★★★★
“Being a doctor, I have zero time for financial management. Ashish Jain sir handled my entire tax planning, insurance review and investment restructuring. The personalized attention and follow-through was remarkable.”

Dr. Karan Joshi

Medical Professional

★★★★★
“Their guidance on capital gains tax under Section 54F saved me over ₹12 lakhs when I sold a property. The team meticulously handled the timelines and documentation. Experts in real estate taxation without doubt.”

Vikram Patil

Real Estate Developer, Nagpur

★★★★★
“As an NRI, I was worried about double taxation on my Indian rental income. They helped me file Form 15CA/15CB correctly and utilized DTAA benefits. Now I repatriate my savings without any tax friction.”

Neha Iyer

IT Professional, Pune

★★★★★
“Our partnership firm was struggling with GST compliance and ITC reconciliation. Their team audited our entire books, identified mismatches, and streamlined our filing process. Best decision we made for our business.”

Ravi Gupta

Partner at Gupta & Sons Trading Co.

★★★★★
“I started my investment journey with their guidance on SIPs and tax-saving mutual funds. Two years later, my portfolio has grown 18% annually. The best part is they explain everything in simple language.”

Ananya Singh

Young Professional, First-time Investor

★★★★★
“We were facing a GST notice that was stressing us out. Ashish Jain sir personally handled the response and represented us before the authorities. The matter was resolved smoothly. Their expertise in litigation support is top-notch.”

Suresh Reddy

Business Owner, Hyderabad

★★★★★
“Post-retirement, I wanted a steady income from my savings. They structured a Systematic Withdrawal Plan and fixed deposit ladder that gives me monthly income with minimal tax outgo. Exactly what I needed for a stress-free retirement.”

Maya Deshpande

Retired School Principal

★★★★★
“As a first-time entrepreneur, their guidance on choosing an LLP structure and claiming startup tax exemptions under Section 80-IAC was invaluable. They saved us significant money in our early years.”

Rohit Khurana

Startup Founder

★★★★★
“Their tax filing service is thorough and affordable. They identified deductions I had been missing for years under Section 80D and 80G. My refund this year was double what I expected. Trustworthy and efficient.”

Deepa Nair

Government Employee

★★★★★
“I was skeptical about hiring a financial consultant, but they completely transformed my business finances. From inventory turnover analysis to improving my CMA data for bank loan enhancement, the results speak for themselves.”

Sanjay Tiwari

Wholesale Distributor, Nagpur

★★★★★
“They helped me register my boutique under MSME and guided me through all government compliance requirements. My loan application was approved in record time because of their well-prepared documentation.”

Pooja Jain

Fashion Boutique Owner

★★★★★
“My father passed away and I inherited property and shares. They handled the entire succession documentation, tax implications, and transfer procedures. During an emotional time, their professionalism was a blessing.”

Arun Thakur

Senior IT Manager, Bangalore

★★★★★
“I recommend them to all my property clients for capital gains tax planning. Their knowledge of Section 54 exemptions is exceptional. Several of my clients have saved significant amounts thanks to their advice.”

Kavita Malhotra

Real Estate Broker

★★★★★
“Their fire and marine insurance advisory helped us get comprehensive coverage at a reasonable premium. When we had a small fire incident last year, the claim process was seamless. Genuinely grateful for their risk management guidance.”

Vijay Chauhan

Factory Owner, MIDC Nagpur

★★★★★
“They helped me buy the right term insurance plan with critical illness cover. The human life value calculation was eye-opening. Now my family is protected, and I have peace of mind knowing they are secure no matter what.”

Shweta Kulkarni

Child Specialist

★★★★★
“The team conducted a comprehensive debt restructuring review for my trading business. They renegotiated our loan terms and consolidated high-interest debt into a working capital facility with much lower rates.”

Nitin Bansal

Chemical Trader

★★★★★
“I started an RD and small SIP through their recommendation two years ago. For the first time, I feel in control of my finances. They treat small investors with the same respect as big clients. Wonderful people.”

Jyoti Mishra

School Teacher, Nagpur

★★★★★
“Returning to India after 8 years abroad meant my finances were all over the place. Ashish Jain sir helped me consolidate my investments, file belated returns, and plan a tax-efficient roadmap going forward.”

Harshad Gokhale

Engineer, Recently Returned NRI

★★★★★
“My son lives abroad and recommended them for managing my finances here. They file my income tax returns, manage my fixed deposit renewals, and even help with medical insurance claims. Like having a son back home.”

Meena Agarwal

Senior Citizen, Nagpur

★★★★★
“E-commerce GST compliance is complex with multiple state sales. They set up my entire tax infrastructure, from invoicing to return filing. I haven't missed a single deadline in three years. Absolutely reliable partner.”

Gaurav Saxena

E-commerce Seller

★★★★★
“They helped me understand the tax implications of running an educational coaching center. From proper invoicing to claiming legitimate business expenses, their advice has saved me thousands every year. Knowledgeable and approachable.”

Nalini Menon

Coaching Center Owner

★★★★★
“I was completely lost navigating the old vs new tax regime. Ashish Jain & Associates simplified everything with clear numbers. I saved ₹47,000 in taxes this year by choosing the right option. Absolute clarity and professionalism!”

Rajesh Sharma

Salaried Professional, Nagpur

★★★★★
“I refer my clients who need comprehensive financial planning to Ashish Jain sir. His depth of knowledge in corporate finance and tax structuring is outstanding. My clients always come back satisfied.”

Priya Mehta

Chartered Accountant, Mumbai

★★★★★
“From GST registration to monthly filings, they handle everything for my manufacturing business. I no longer worry about compliance deadlines or notice responses. Truly a peace of mind partnership.”

Amit Deshmukh

Small Business Owner, Nagpur

★★★★★
“I had no idea where to invest my savings. They created a simple portfolio combining fixed deposits, mutual funds and gold bonds. I now earn consistent returns without any stress. Highly recommend their wealth management services.”

Sunita Agrawal

Homemaker & Investor

★★★★★
“Being a doctor, I have zero time for financial management. Ashish Jain sir handled my entire tax planning, insurance review and investment restructuring. The personalized attention and follow-through was remarkable.”

Dr. Karan Joshi

Medical Professional

★★★★★
“Their guidance on capital gains tax under Section 54F saved me over ₹12 lakhs when I sold a property. The team meticulously handled the timelines and documentation. Experts in real estate taxation without doubt.”

Vikram Patil

Real Estate Developer, Nagpur

★★★★★
“As an NRI, I was worried about double taxation on my Indian rental income. They helped me file Form 15CA/15CB correctly and utilized DTAA benefits. Now I repatriate my savings without any tax friction.”

Neha Iyer

IT Professional, Pune

★★★★★
“Our partnership firm was struggling with GST compliance and ITC reconciliation. Their team audited our entire books, identified mismatches, and streamlined our filing process. Best decision we made for our business.”

Ravi Gupta

Partner at Gupta & Sons Trading Co.

★★★★★
“I started my investment journey with their guidance on SIPs and tax-saving mutual funds. Two years later, my portfolio has grown 18% annually. The best part is they explain everything in simple language.”

Ananya Singh

Young Professional, First-time Investor

★★★★★
“We were facing a GST notice that was stressing us out. Ashish Jain sir personally handled the response and represented us before the authorities. The matter was resolved smoothly. Their expertise in litigation support is top-notch.”

Suresh Reddy

Business Owner, Hyderabad

★★★★★
“Post-retirement, I wanted a steady income from my savings. They structured a Systematic Withdrawal Plan and fixed deposit ladder that gives me monthly income with minimal tax outgo. Exactly what I needed for a stress-free retirement.”

Maya Deshpande

Retired School Principal

★★★★★
“As a first-time entrepreneur, their guidance on choosing an LLP structure and claiming startup tax exemptions under Section 80-IAC was invaluable. They saved us significant money in our early years.”

Rohit Khurana

Startup Founder

★★★★★
“Their tax filing service is thorough and affordable. They identified deductions I had been missing for years under Section 80D and 80G. My refund this year was double what I expected. Trustworthy and efficient.”

Deepa Nair

Government Employee

★★★★★
“I was skeptical about hiring a financial consultant, but they completely transformed my business finances. From inventory turnover analysis to improving my CMA data for bank loan enhancement, the results speak for themselves.”

Sanjay Tiwari

Wholesale Distributor, Nagpur

★★★★★
“They helped me register my boutique under MSME and guided me through all government compliance requirements. My loan application was approved in record time because of their well-prepared documentation.”

Pooja Jain

Fashion Boutique Owner

★★★★★
“My father passed away and I inherited property and shares. They handled the entire succession documentation, tax implications, and transfer procedures. During an emotional time, their professionalism was a blessing.”

Arun Thakur

Senior IT Manager, Bangalore

★★★★★
“I recommend them to all my property clients for capital gains tax planning. Their knowledge of Section 54 exemptions is exceptional. Several of my clients have saved significant amounts thanks to their advice.”

Kavita Malhotra

Real Estate Broker

★★★★★
“Their fire and marine insurance advisory helped us get comprehensive coverage at a reasonable premium. When we had a small fire incident last year, the claim process was seamless. Genuinely grateful for their risk management guidance.”

Vijay Chauhan

Factory Owner, MIDC Nagpur

★★★★★
“They helped me buy the right term insurance plan with critical illness cover. The human life value calculation was eye-opening. Now my family is protected, and I have peace of mind knowing they are secure no matter what.”

Shweta Kulkarni

Child Specialist

★★★★★
“The team conducted a comprehensive debt restructuring review for my trading business. They renegotiated our loan terms and consolidated high-interest debt into a working capital facility with much lower rates.”

Nitin Bansal

Chemical Trader

★★★★★
“I started an RD and small SIP through their recommendation two years ago. For the first time, I feel in control of my finances. They treat small investors with the same respect as big clients. Wonderful people.”

Jyoti Mishra

School Teacher, Nagpur

★★★★★
“Returning to India after 8 years abroad meant my finances were all over the place. Ashish Jain sir helped me consolidate my investments, file belated returns, and plan a tax-efficient roadmap going forward.”

Harshad Gokhale

Engineer, Recently Returned NRI

★★★★★
“My son lives abroad and recommended them for managing my finances here. They file my income tax returns, manage my fixed deposit renewals, and even help with medical insurance claims. Like having a son back home.”

Meena Agarwal

Senior Citizen, Nagpur

★★★★★
“E-commerce GST compliance is complex with multiple state sales. They set up my entire tax infrastructure, from invoicing to return filing. I haven't missed a single deadline in three years. Absolutely reliable partner.”

Gaurav Saxena

E-commerce Seller

★★★★★
“They helped me understand the tax implications of running an educational coaching center. From proper invoicing to claiming legitimate business expenses, their advice has saved me thousands every year. Knowledgeable and approachable.”

Nalini Menon

Coaching Center Owner

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Ashish Jain & associates

Ashish Jain & Associates — Tax, Finance & Investment Consultants. Accounting, taxation, GST, insurance and mutual funds for individuals, professionals and small businesses.

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